The insurer NN Non-life (VAT BE 0801.866.930, RLE Brussels, Avenue Fonsny 38, 1060 Brussels) is supervised by the NBB (code 2925) and is a Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V. (Dutch law, supervised by DNB, Chamber of Commerce no. 27023707, registered office Prinses Beatrixlaan 35, 2595 AK The Hague). The insurance contract is governed by Belgian law. The insurer’s home Member State is the Netherlands. The insurance contract runs for one year and is then tacitly renewed for successive periods of one year, unless it is cancelled in time.

During the premium calculation we ask a few questions about your vehicle, its use and your personal situation, to assess which cover matches your wishes and needs.

• Third-party liability (BA): the legally required basic cover in Belgium.
• Mini Omnium: additional cover for theft, fire, glass damage and collision with an animal, among other things.
• Omnium: additional cover that also covers damage to your own vehicle, for example after an accident, including when you are at fault.
• Additional options: driver insurance, traffic legal assistance and breakdown assistance in Europe.

Not all damage or situations are covered. The following exclusions and limitations apply, among others:

• Professional transport: damage to goods you transport for work is not covered.
• Regular driver: the regular driver of the vehicle must be stated correctly.
• Medical costs: third-party liability does not cover the medical costs of the driver at fault.
• Own vehicle: third-party liability does not cover damage to your own vehicle; Omnium cover is needed for that.
• Legal assistance: it does not cover fines or settlements.
• Excess: an excess of at least € 400 applies to the Omnium cover.
• Repair costs: compensation for repair costs is limited to the actual value of the vehicle.
• Recovery: in certain situations, such as driving under the influence, the insurer may reclaim all or part of the compensation paid.
• Foreign number plates: if you live in Belgium, your vehicle must in principle be registered in Belgium with Belgian number plates. Driving with foreign plates for too long can affect your insurance cover and lead to a fine.

Before taking out the insurance, read the IPID and the general and specific conditions for all covers, exclusions, limitations and conditions.

The insurer NN Non-life (VAT BE 0801.866.930, RLE Brussels, Avenue Fonsny 38, 1060 Brussels) is supervised by the NBB (code 2925) and is a Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V. (Dutch law, supervised by DNB, Chamber of Commerce no. 27023707, registered office Prinses Beatrixlaan 35, 2595 AK The Hague). The insurance contract is governed by Belgian law. The insurer’s home Member State is the Netherlands. The insurance contract runs for one year and is then tacitly renewed for successive periods of one year, unless it is cancelled in time.

During your application we ask a few questions about your van, its use and your personal situation, to assess which cover suits your situation and needs.

• Third-party liability (BA): the legally required basic cover in Belgium.
• Mini Omnium: covers glass breakage, theft, fire, hail and contact with animals, among other things.
• Omnium: also covers damage to your own vehicle when you are liable for the accident.
• Additional covers: driver insurance, traffic legal assistance and European breakdown assistance.
• Mobility guarantee: with the additional Mini Omnium or Omnium cover you have a mobility guarantee: a replacement vehicle during the repair at a repairer approved by the insurer, replacement transport if your vehicle is stolen (maximum 30 days) and a replacement vehicle in case of total loss (maximum 12 days).

Not all damage or situations are covered. The following exclusions and limitations apply, among others:

• Professional transport: damage to goods you transport for work is not covered.
• Regular driver: the regular driver of the vehicle must be stated correctly.
• Medical costs: third-party liability does not cover the medical costs of the driver at fault.
• Own vehicle: third-party liability does not cover damage to your own vehicle; Omnium cover is needed for that.
• Legal assistance: it does not cover fines or settlements.
• Excess: an excess of at least € 400 applies to the Omnium cover.
• Repair costs: compensation for repair costs is limited to the actual value of the vehicle.
• Recovery: in certain situations, such as driving under the influence, the insurer may reclaim all or part of the compensation paid.
• Foreign number plates: if you live in Belgium, your vehicle must in principle be registered in Belgium with Belgian number plates. Driving with foreign plates for too long can affect your insurance cover and lead to a fine.

Before taking out the insurance, read the IPID and the general and specific conditions for all covers, exclusions, limitations and conditions.

The insurer NN Non-life (VAT BE 0801.866.930, RLE Brussels, Avenue Fonsny 38, 1060 Brussels) is supervised by the NBB (code 2925) and is a Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V. (Dutch law, supervised by DNB, Chamber of Commerce no. 27023707, registered office Prinses Beatrixlaan 35, 2595 AK The Hague). The insurance contract is governed by Belgian law. The insurer’s home Member State is the Netherlands. The insurance contract runs for one year and is then tacitly renewed for successive periods of one year, unless it is cancelled in time.

During your application we ask a few questions about your motorcycle, its use and your personal situation, to assess which cover suits your situation and needs.

• Third-party liability (BA): the legally required basic cover for damage you cause to others.
• Mini Omnium: additional cover for certain damage to your motorcycle, for example from theft, fire, glass breakage or forces of nature, within the policy conditions.
• Omnium: additional cover that can also cover certain damage to your own motorcycle, for example after an accident for which you are liable.
• Passenger insurance: additional cover for certain injury and/or material damage of the rider and passengers after an accident.
• Traffic legal assistance: legal support in certain disputes related to the use of your motorcycle.
• European breakdown assistance: assistance with a breakdown or accident on the road, within the insured area.

Not all damage or situations are covered. Which cover applies depends on the chosen formula and the policy conditions.

• Third-party liability only: with third-party liability only, damage to your own motorcycle is not covered.
• Mini Omnium and Omnium: specific conditions, exclusions, excesses and any maximum compensation amounts apply.
• Use and details: certain circumstances, forms of use or incorrectly stated details can affect the cover.
• Foreign number plates: if you live in Belgium, your vehicle must in principle be registered in Belgium with Belgian number plates. Driving with foreign plates for too long can affect your insurance cover and lead to a fine.

Before taking out the insurance, read the IPID and the general and specific conditions for a full overview of the covers, limitations, exclusions and excesses.

The insurer NN Non-life (VAT BE 0801.866.930, RLE Brussels, Avenue Fonsny 38, 1060 Brussels) is supervised by the NBB (code 2925) and is a Belgian branch of Nationale-Nederlanden Schadeverzekering Maatschappij N.V. (Dutch law, supervised by DNB, Chamber of Commerce no. 27023707, registered office Prinses Beatrixlaan 35, 2595 AK The Hague). The insurance contract is governed by Belgian law. The insurer’s home Member State is the Netherlands. The insurance contract runs for one year and is then tacitly renewed for successive periods of one year, unless it is cancelled in time.

During the premium calculation we ask a few questions about your scooter, its use and your personal situation. That way we can assess which cover matches your wishes and needs.

• Third-party liability (BA): the legally required basic cover for damage you cause to others.
• Mini Omnium: additional cover for certain damage to your scooter, for example from theft, fire, glass breakage, hail or contact with animals.
• Omnium: additional cover that can also cover certain damage to your own scooter, for example after an accident for which you are liable.
• Driver insurance: can reimburse certain medical costs and loss of income when the rider is injured in an accident for which they are liable.
• Legal assistance: offers legal support in certain disputes related to the use of your scooter.
• Breakdown assistance: offers assistance with a breakdown or accident, within the insured area and according to the chosen formula.

Not all damage or situations are covered. Which cover applies depends on the chosen formula and the policy conditions.

• Third-party liability only: with third-party liability only, damage to your own scooter is not covered.
• Mini Omnium and Omnium: specific conditions, exclusions, excesses and any maximum compensation amounts apply.
• Use and details: certain circumstances, forms of use or incorrectly stated details can affect the cover.

Before taking out the insurance, read the IPID and the general and specific conditions for a full overview of the covers, limitations, exclusions and excesses.